Pics from a financial planning talk which I attended yesterday afternoon.
Some very useful tips and advice given by the very able speaker, one of which was to open your own bank, i.e. open an account separate from your main one and use it only for deposits of a certain percentage of your salary every month where the funds can only be used in cases of emergency.
Effectively, this becomes your emergency fund which you can use instead of borrowing money in cases of emergency, or worse still, using your credit card (thereby incurring the deadly 24% p.a. interest!!!)
The two speakers for the afternoon
Part of the audience who took the first step in planning for their financial future by attending the talk
Sumbody took this picture with my camera for some reason… Illustrative purposes?